Speak from Abundance: Words to Replace in Your Money Vocabulary

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The language our society uses to talk about money is rooted in the Productivity Era, and often refers to what we don’t have, rather than what we do. When we carry those terms in our hearts and tongue, we're aligning our efforts towards financial wellness in a place of loss, rather than gain. We’re not interested in starting the new year from a place a deficit. Change the terms you use to relate to how we save and spend, and approach them with more joy and positivity for both an emotional and financial ROI.

"Emergency fund"

Putting money away for an emergency keeps a little voice in the back of your head reminding you that someday, something bad will happen. Unfortunate news is unavoidable, but we don’t need to remind ourselves of it every time we’re proactively preparing for the future. And if you do end up using it for an emergency, you’ll be all the more grateful you have it. 

Recommended terms: unexpected fund, the surprise funds, success fund.

"Rainy day fund"

There’s nothing wrong with putting a little bit of money away for play, but the term can insinuate that a gloomy, dreary day can be solved with spending your hard-earned resources, and may encourage you to use spending as a way to solve those difficult emotions we love to avoid.

Recommended alternatives: Happy day fund, play day fund, joy funds. 

"Catching up"

January is a difficult month for many Americans, as we try to create better money habits while circling back to tackle holiday spending. This results in many people trying to “catch up” in a new year, a saying that makes us feel behind – instead of on top of – our finances. If we’re in the process of catching up, we’ve certainly got a hold on where we are, and where we want to be! So let’s ditch the outdated term for something more positive.

Recommended terms: Re-aligning, grounding, centering.

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Photo by Bagus Ghufron on Unsplash.